What is FIS's EPS guidance for full-year 2026?

Specific full-year 2026 EPS guidance figures for FIS are not available in the verified research context for this page, so no precise number can be stated here. For the most current guidance, the company's investor relations materials and official earnings releases are the appropriate primary sources. Traders monitoring FIS CFD price exposure on CoinUnited should note that EPS guidance updates, which typically accompany quarterly earnings calls, can be catalysts for short-term price movement. Because the CoinUnited FIS instrument follows a scheduled trading session and is closed at weekends and on market holidays, earnings events that fall outside regular session hours may produce gap openings when the market next trades. Reviewing the session and holiday calendar on the platform before a guidance announcement is a practical step.

What is FIS's Q3 2026 EPS guidance range?

Verified Q3 2026 EPS guidance range figures for FIS are not available in the research context provided for this page. Stating a specific range without a confirmed source would risk presenting stale or inaccurate data, so no figure is quoted here. The company's official investor relations site and quarterly earnings disclosures are the appropriate references for current guidance. For traders holding price exposure via a FIS CFD on CoinUnited, quarterly guidance updates are among the more consequential scheduled events on the calendar. Because this instrument follows a scheduled trading session and is closed at weekends and on market holidays, any guidance issued outside regular session hours may translate into a price gap at the next open. Checking the session calendar on the platform ahead of earnings periods is advisable.

Why did FIS separate from Worldpay, and how has that changed the company?

FIS separated from Worldpay to sharpen its strategic focus on banking and capital markets technology after concluding that the merchant payments business had different growth dynamics, capital requirements, and customer profiles from its core institutional software operations. The original acquisition of Worldpay in 2019 was intended to create a broad-based fintech platform, but the combination proved difficult to integrate and generated less cross-selling benefit than anticipated, leading management to divest the merchant segment. Following the separation, FIS is a more concentrated enterprise software and services company serving banks, credit unions, and capital market participants. Revenue composition shifted toward higher-margin, recurring software and processing contracts rather than transaction-volume-driven merchant acquiring revenue. The divestiture also altered the company's balance sheet and capital allocation priorities, with management directing attention toward debt reduction and shareholder returns. Analysts and institutional investors have largely reassessed the company's risk and growth profile in light of this structural change.

What is FIS's consensus analyst rating as of mid-2026?

A specific consensus analyst rating figure or label for FIS as of mid-2026 is not available in the verified research context provided for this page, so no rating is quoted here. Analyst consensus data changes frequently as firms update their models following earnings releases and guidance revisions, and stating an outdated figure could be misleading. For current consensus ratings and price targets, financial data aggregators and FIS's investor relations disclosures are the appropriate sources. Institutional positioning data available in the research context does indicate continued interest from institutional investors: MarketBeat reported in August 2026 that Algebris UK Ltd. took a new FIS position valued at approximately $41.37 million and that The Manufacturers Life Insurance Company purchased 260,142 shares, based on their respective SEC filings. These disclosures reflect positioning activity but do not substitute for formal analyst ratings.

How does FIS's gross profit margin compare to other fintech companies?

Specific gross profit margin figures for FIS and comparative fintech peers are not available in the verified research context for this page, so no percentage comparisons can be stated here. Generally, enterprise financial technology companies that derive revenue from long-term software contracts and recurring processing fees tend to carry different margin structures than payment networks or consumer fintech platforms, but precise comparisons require current financial statement data. FIS's revenue mix, following the Worldpay separation, is more concentrated in banking software and capital markets technology services. These segments typically involve multi-year licensing and maintenance contracts, which can support relatively stable gross margins. For current margin data, FIS's quarterly earnings filings with the SEC and its investor relations materials are the appropriate sources.

What is FIS's debt-to-equity ratio and why does it matter for traders?

A specific current debt-to-equity ratio for FIS is not available in the verified research context for this page. FIS carried substantial debt following its 2019 Worldpay acquisition, and the subsequent divestiture of the merchant business affected both the numerator and denominator of that ratio. For current figures, FIS's most recent balance sheet filings with the SEC are the authoritative source. For traders taking price exposure via a FIS CFD on CoinUnited, the debt-to-equity ratio matters because a highly leveraged balance sheet amplifies sensitivity to interest rate movements and refinancing conditions. With the US 10-year Treasury yield at 4.95% as of September 10, 2026, the cost and availability of debt refinancing is a relevant factor for capital-intensive issuers. Changes in credit ratings or debt covenants can affect equity valuations independently of operating performance, creating event-driven price moves that interact with the CFD's own leverage mechanics. Elevated CFD leverage amplifies both gains and losses and can trigger liquidation, so understanding the underlying company's financial structure is part of assessing position risk.

What free cash flow target has FIS management set, and by when?

A TradingView summary provided by Quartr indicated that FIS management was targeting approximately $400 million in free cash flow, though the specific timeline associated with that target is not detailed in the research context available for this page. No additional precision beyond that figure can be confirmed here. Free cash flow targets are significant for equity-linked instruments because they indicate management's expectations for internally generated capital available for debt repayment, dividends, and buybacks. For traders holding price exposure via a FIS CFD on CoinUnited, progress toward or deviation from stated free cash flow targets is typically disclosed at quarterly earnings events. Because this instrument follows a scheduled trading session and is closed at weekends and on market holidays, gaps at session opens following after-hours earnings releases are a practical risk to consider. Trading fees on this market are tiered by 30-day contract volume; the full schedule is at https://coinunited.io/en/account/trading-fees.

Which institutional investors have recently increased their FIS positions?

Several institutional investors disclosed increased FIS positions in mid-2026 SEC filings. Algebris UK Ltd. took a new FIS position valued at approximately $41.37 million, as reported by MarketBeat on August 20, 2026, based on its 13F filing. The Manufacturers Life Insurance Company purchased 260,142 shares of FIS, according to a MarketBeat summary of its SEC filing dated August 30, 2026. Quantitative Investment Management LLC also raised its FIS stake in Q2 2026, per a MarketBeat summary of its SEC filing. These disclosures reflect positioning by a mix of insurance-linked capital allocators and quantitative managers. Institutional 13F filings are reported with a lag, so they represent holdings as of a prior quarter-end rather than current positions. Traders monitoring FIS via a CFD can use such filings as one contextual signal among many, but the data describes past positioning, not forward intent.

How does FIS compete with Fiserv in the core banking technology market?

FIS and Fiserv are the two dominant vendors of core banking processing technology to financial institutions in the United States and internationally. Both companies provide the software and infrastructure that banks use to manage accounts, transactions, and compliance functions. The competitive dynamic centers on contract tenure, switching costs, and the breadth of adjacent services each vendor can bundle alongside core processing. FIS has historically differentiated through its Banking Solutions segment, which serves large and mid-tier financial institutions with platforms oriented toward complex transaction volumes and regulatory requirements. Fiserv, by contrast, has a strong position among community banks and credit unions. The two companies also overlap in payment network services. Because core banking contracts tend to run for multi-year terms with high replacement costs, market share shifts occur gradually, and competitive pressure manifests primarily in contract renewal pricing and new logo acquisition rather than rapid client attrition.

What are the biggest risk factors for FIS as a leveraged trading position?

For a CFD trader taking leveraged exposure to FIS, the primary risk categories are earnings volatility, macroeconomic sensitivity, execution risk on the company's post-Worldpay restructuring, and position mechanics. FIS operates in a sector where contract renewals, client budget cycles, and technology migration timelines can cause revenue to deviate from guidance, producing sharp price moves around earnings releases. The company also carries meaningful debt, which ties its valuation to interest rate expectations. From a position mechanics perspective, leverage amplifies both gains and losses relative to the margin posted. On the CoinUnited FIS CFD, where the maximum leverage is up to 1000x subject to product, jurisdiction, and account eligibility, even a modest adverse price move can erode margin rapidly and trigger liquidation. Additionally, because the instrument follows a scheduled trading session and is closed at weekends and on market holidays, any news that breaks outside those hours will be reflected in the opening price of the next session, creating gap risk that cannot be hedged in real time.

How do rising interest rates affect FIS's valuation and debt servicing costs?

Rising interest rates affect FIS through two channels: valuation compression and higher financing costs. As a technology business with a meaningful portion of value attributed to future cash flows, FIS's equity is sensitive to discount rate assumptions. When long-duration Treasury yields rise, the present value of those future cash flows declines mechanically, applying downward pressure to price-to-earnings and price-to-sales multiples. The US 10-year Treasury yield stood at 4.95% as of September 10, 2026, according to FRED data, a level that represents meaningful competition for risk assets generally. On the cost side, FIS carries a debt load that resulted partly from its acquisition history. Higher rates increase the cost of refinancing that debt as it matures, which can reduce free cash flow available for investment or shareholder returns. Management has publicly targeted a free cash flow improvement trajectory, and elevated interest expense works against that goal. Traders should monitor both rate expectations and any FIS guidance revisions tied to financing costs, as both inputs feed directly into valuation models.

What does FIS's price-to-sales ratio indicate about its current valuation?

The price-to-sales ratio compares FIS's market capitalization to its annual revenue, offering a valuation reference that is less sensitive to near-term earnings distortions than price-to-earnings multiples. For a company undergoing restructuring, as FIS has been since the Worldpay divestiture, the revenue base changes across periods, which means the ratio needs to be interpreted alongside the composition of remaining revenues rather than as a static comparison. A relatively low price-to-sales multiple can signal that the market is applying a discount to the business, which may reflect uncertainty about the pace of organic growth, debt levels, or execution on margin improvement targets. Conversely, a multiple that has expanded relative to prior years might indicate improving sentiment about the company's standalone focus on banking and capital markets technology. Because the live price is displayed on the page, traders can calculate the current ratio themselves using the most recently reported revenue figure; the ratio's directional movement over time is often as informative as its absolute level.

What happened to FIS's adjusted EBITDA margins in its most recent reported period?

The research context available for this page does not include a specific adjusted EBITDA margin figure from FIS's most recent reported period, so no precise number is stated here. What is established is that FIS has been pursuing cost reduction and operational efficiency measures following the separation from Worldpay, with management communicating targets around margin improvement and free cash flow generation as part of its multi-year financial framework. Adjusted EBITDA margin for a company like FIS is shaped by revenue mix, the pace of technology investment, and the degree to which restructuring charges have been excluded from the adjusted figure. Traders evaluating margin trajectory should consult FIS's earnings releases and investor presentations directly, as the company provides both GAAP and non-GAAP reconciliations. Changes in adjusted EBITDA margin guidance tend to be price-sensitive events, particularly when they coincide with quarterly earnings announcements.

How does earnings season affect FIS's short-term price volatility?

FIS, as a publicly listed company, reports quarterly earnings on a schedule that concentrates price-moving information into a short window. In the days surrounding an earnings release, implied volatility in the stock typically rises as market participants position for the outcome, and realized volatility often spikes immediately after results are published. Guidance changes, margin commentary, and any revision to free cash flow targets tend to have an outsized effect relative to in-line quarters because they alter the model assumptions investors use to value the business. For CFD traders, the VIX index, which stood at 17.84 as of September 10, 2026 per FRED data, provides a broad-market volatility reference, but individual stock volatility around earnings can differ substantially from the index average. Leveraged positions in FIS are particularly sensitive during this period: a sharp gap on the opening print following after-hours earnings can move the price well beyond what a margin calculation based on pre-announcement conditions anticipated. Reviewing the earnings calendar and adjusting position size accordingly is a standard risk management consideration.

What is weekend gap risk and why is it specifically relevant to FIS CFD traders?

Weekend gap risk refers to the price discontinuity that occurs when a market reopens after a period of closure at a level meaningfully different from where it last traded. For FIS CFD traders on CoinUnited, this is a direct structural consideration: the instrument follows a scheduled trading session and is closed at weekends and on market holidays. Any news that affects FIS's valuation during those closed hours, whether a regulatory development, a macroeconomic announcement, or corporate news, will be reflected entirely in the first traded price of the next session rather than being absorbed gradually over continuous trading. This means a position held into a weekend carries price exposure that cannot be actively managed until the session reopens. With leveraged CFD positions, a gap adverse to the trade direction can cause margin to deteriorate rapidly, potentially triggering liquidation before a trader has any opportunity to respond. Risk management practices for gap exposure typically include reducing position size ahead of weekends, setting stop orders, or closing the position before the session ends on Friday. The session calendar and holiday schedule for this instrument are shown on the CoinUnited platform before trading. Trading fees on this market are tiered by 30-day volume; the full fee schedule is available at https://coinunited.io/en/account/trading-fees.

How does a CFD on FIS differ from buying FIS shares directly?

A CFD on FIS provides price exposure to Fidelity National Information Services without conferring any ownership of the underlying shares. A direct shareholder holds an equity stake, receives any declared dividends, and carries voting rights at shareholder meetings. A CFD holder has none of these, the position tracks the price movement of FIS and settles the difference between the entry and exit price. This distinction has practical consequences. Because the CFD is a derivative, the position can be structured with leverage, meaning a trader can take a larger notional exposure than the capital deposited. The trade is funded and withdrawn in crypto on CoinUnited, so no traditional brokerage account or bank transfer is required. The instrument is best understood as a price-tracking contract, not a claim on the company itself, FIS's capital allocation decisions, dividend announcements, or shareholder votes do not apply to CFD holders in the same way they do to direct equity investors.

What trading session does the FIS CFD on CoinUnited follow?

The FIS CFD on CoinUnited follows a scheduled trading session and is closed at weekends and on market holidays. This mirrors the availability pattern of the underlying equity market rather than operating continuously. The specific session times and holiday calendar are shown on the platform before you trade, so it is worth checking those details before placing or managing a position. The session structure has a direct bearing on risk management. Positions held into the session close on a Friday afternoon remain open over the weekend, during which FIS-relevant news, earnings pre-announcements, regulatory developments, or macro events, can accumulate without the ability to adjust the trade. When the market reopens, the price may gap materially from Friday's close, which can affect stop-loss orders and margin levels. Traders who prefer to avoid this exposure typically close or reduce positions before the weekly session ends.

How does the CoinUnited fee tier structure work for trading FIS CFDs?

CoinUnited applies a tiered fee schedule to FIS CFD trades, structured across nine VIP levels based on 30-day contract volume. The standard tier carries a non-zero fee, so new or lower-volume traders should account for trading costs when sizing positions and calculating break-even thresholds. As 30-day volume increases, the applicable rate steps down through each tier. The fee reaches 0.000% only at VIP 9, which requires either a 30-day volume of 20,000,000,000 USDT or an account balance of 200,000,000 USDT. Because rates change with volume and the schedule can be updated, the live applicable rate is rendered directly on the trading page rather than being fixed in this article. For a full breakdown of each tier's requirements and corresponding rates, the current schedule is published at https://coinunited.io/en/account/trading-fees. Reviewing that schedule before trading is straightforward and helps avoid underestimating the total cost of active FIS CFD positions.

What leverage is available on the FIS CFD instrument on CoinUnited, and what are the associated risks?

The FIS CFD on CoinUnited carries a maximum leverage of 1000x, subject to product, jurisdiction, and account eligibility conditions. As a specification: on a $1,000 deposit, 1000x leverage produces a notional position of $1,000,000. A 0.1% adverse move in FIS's price against that notional would generate a $1,000 loss, wiping the full margin. This arithmetic makes the liquidation risk immediate and concrete rather than abstract. Leverage amplifies both gains and losses symmetrically. A position that moves favorably by 0.1% generates the same $1,000 gain, but the asymmetry in practice is that losses can exceed the initial margin if market conditions move sharply, for example, on a gap open following an FIS earnings release or an unexpected macro event outside the trading session. Risk management tools such as stop-loss orders are relevant here, though gaps can cause execution at prices beyond the set level. Traders should review applicable margin requirements and eligibility conditions on the platform before using high leverage on FIS CFD positions.

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FISFidelity National Information Services, Inc.

Snabblänkar

Positionsberäknare

Positionsstorlek (USD)Hävstång

Krav på marginal

$10.00

P&L om FIS rör sig

+1%+$10.00

+5%+$50.00

+10%+$100.00

Börja handla med {leverage}x hävstång

Fidelity National Information Services, Inc.

FIS

$38.17

-0.88% (24h)

AktierNivå CHandelsbar på CoinUnited.io1000x hävstång

Today's SignalNext earnings2026-11-03Latest quarter revenue$3.38BQ2 2026Gross margin34.8%Q2 2026

How can you trade Fidelity National Information Services, Inc.? Fidelity National Information Services, Inc. (FIS) is publicly listed. On CoinUnited, eligible users can trade a FIS stock CFD — price exposure that tracks the share price. It is a price CFD, not equity (no shareholder voting; dividends reflected as an adjustment) — with leverage, from US$100. Access terms vary by jurisdiction and product eligibility.

How to trade it

Trading stock CFDs on CoinUnited + strategy

Handelsregimstatus

Hävstång

1000x

(Max på CoinUnited.io)

Volatilitet

Normal

(2.04% 24h)

How the FIS CFD works

Before you trade, understand exactly what you get, what you don't, and where the risk sits.

What you buy

Price exposure to the FIS reference (a synthetic CFD) that tracks the CoinUnited reference up and down.

What you do NOT get

It is not equity: no shares, no voting rights; dividends are reflected as an adjustment, not paid to you.

Basis / session risk

The CoinUnited reference tracks the share price but can differ from the exchange price; extended-hours liquidity is thinner.

Leverage illustration: with $100 margin at 1000× leverage you open a $100,000 notional position; if price moves against you to the liquidation level the position is force-closed. High leverage magnifies both profit and liquidation risk.

Trading conditions on CoinUnited

Fee schedule as of 2026-08-19

Product type	CFD	Synthetic price exposure. You do not hold the underlying asset.
Trading fee	0,070%	Per side, at the standard tier. Falls with 30-day volume and reaches 0.000% at VIP 9.
Trading hours	Market session	Follows the market session and is closed at weekends and on market holidays.
Hävstång - intradag	1 000x	Under aktiva handelstimmar. Kräver 0,050% marginal vid minsta positionsstorlek. Tillgänglighet och maxnivå beror på produkt, jurisdiktion och kontots behörighet; hävstång förstorar även förlusterna och positioner kan likvideras.
Hävstång - över natten	10x	För en position som hålls över handelsdagens slut. Kräver 5,000% marginal vid minsta positionsstorlek.
Hävstång - helger och helgdagar	10x	För en position som hålls genom en marknadsstängning. Kräver 5,000% marginal vid minsta positionsstorlek - kontrollera din positionsstorlek innan du tar med den in i helgen.
Direction	Long or short	Take a position in either direction. A short position profits when the price falls and loses when it rises.
Funding	Crypto deposit	Fund and withdraw in crypto. No bank transfer or card is required.

See the full fee schedule →

Trading FIS on CoinUnited.io: Mechanics, Scenarios, and Risk Management

The FIS instrument on CoinUnited.io is a Contract for Difference (CFD): it provides leveraged price exposure that tracks the underlying FIS share price without conferring any shareholding, voting rights, or dividend entitlement. The position is settled in the price difference between entry and exit, not in shares.

CFD Mechanics and Account Funding

Because CoinUnited accounts are funded and withdrawn in crypto, no traditional bank account is required to access this CFD market. A trader deposits crypto, opens a position sized in USDT notional, and receives a profit or loss in crypto based on the percentage move in the FIS share price over the holding period. The economic exposure tracks the underlying equity; the settlement currency does not.

Session Hours and Holiday Calendar

The FIS CFD follows a scheduled trading session aligned with U.S. equity market hours. It is closed at weekends and observes U.S. market holidays. The session and holiday calendar are displayed on the platform before you trade. Positions opened during a live session can be closed at any point while the market is open; positions cannot be adjusted while the market is closed.

Weekend Gap Risk

Scheduled-session stock CFDs carry gap risk that is structurally different from continuously traded instruments. If material news, an earnings release, a regulatory action, a macro data print, or a significant corporate announcement, emerges while the market is closed, FIS can open on Monday at a price substantially different from Friday's close.

A position held into the Friday close carries that exposure with no ability to exit until the market reopens. Traders managing this risk typically reduce position size before a known binary event or avoid holding through the close when material catalysts are pending.

The Q2 Earnings Miss & Guidance Cut Wave theme illustrates how broadly earnings-driven gaps have affected stock CFD positions across the market in the current cycle.

Worked Leverage Example

The FIS CFD carries a maximum leverage of 1000x, subject to product, jurisdiction, and account eligibility. Leverage amplifies both gains and losses and can trigger liquidation if the position moves against the trader. The following hypothetical illustrates the arithmetic:

Parameter	Value
Initial margin posted	$100
Leverage applied	1000x
Notional exposure controlled	$100,000
FIS moves +2%	+$2,000 P&L (vs. $100 margin)
FIS moves -2%	-$2,000 P&L, exceeds margin, liquidation risk

Step by step: $100 margin × 1000 = $100,000 notional. A 2% favorable move generates $100,000 × 0.02 = $2,000 in gross profit. A 2% adverse move produces a $2,000 gross loss against a $100 margin deposit, the position would be liquidated well before the full 2% move is reached. At high leverage ratios, the liquidation threshold is a fraction of one percent of notional.

Traders calibrate position size to the expected intraday range of the underlying, not to the maximum leverage available.

Trading Fees

CoinUnited charges a trading fee on the FIS CFD market. The fee is not zero at the standard tier. Fees are tiered by 30-day contract volume across nine VIP levels. High-volume traders reaching upper VIP tiers pay progressively lower rates.

The complete fee schedule, including all nine tiers and their volume thresholds, is published at coinunited.io/en/account/trading-fees. Traders calculating net P&L should factor round-trip fees, entry and exit, into their break-even analysis before sizing a position.

⚡1000x💰Fees down to 0%⏱️10s Start

Redo att handla FIS?

Upp till 1000x hävstång

Handla FIS nu

Key facts & how to trade

The essentials + how you access it on CoinUnited

Access & Tradability Comparison

A CoinUnited stock CFD vs holding the underlying shares — how, when, and in what form you get exposure. The stock price is everywhere; this comparison is the differentiator.

Terms	CoinUnited (CFD)	Holding shares (exchange)
Product form	Stock CFD (price exposure)	Equity ownership
Trading hours	Market session	Exchange regular hours
Leverage	Available (by product terms)	None / margin account needed
Shareholder rights	None (no voting; dividends as adjustment)	Voting + dividends
Access	Eligible users, by region + product	Brokerage account required

*Access and minimum vary by jurisdiction and product eligibility.

Nyckelfakta

De mest citerade uppgifterna om det här bolaget, var och en med sin källa - snabbreferensrutan för läsare och AI-svarsmotorer.

Grundat	2006Wikidata
Bransch	financial servicesWikidata
Noteringsstatus	Börsnoterad: FISExchange
Marknadsvärde	$20B (as of 2026-09-12)CoinUnited reference x SEC shares
P/E-tal	~52.3CoinUnited reference / SEC annual EPS
52-veckorsintervall	$37.03 – $69.13CoinUnited daily kline
Nästa rapport	2026-11-03Finnhub
CoinUnited-produkt	Aktie-CFD - enbart prisexponering, inte aktier (ingen rösträtt; utdelningar speglas som justeringar); hävstång finns.CoinUnited product terms

Pris & Marknadsstruktur

24H Intervall: $37.585→$38.365

24H Låg

$37.585

24H Hög

$38.365

BID / ASK

$38.13 / $38.22

Laddar diagram...

Company & financials

Business model + audited SEC financials

What Is Fidelity National Information Services, Inc. (FIS)?

TL;DR

Fidelity National Information Services (FIS) is a U.S.-based financial technology and payment services company handling a post-divestiture simplification phase, with analyst consensus sitting at Hold and measurable recent institutional accumulation.

Fidelity National Information Services, Inc. (FIS) is a major U.S.-headquartered financial technology company that provides core banking software, payment processing infrastructure, and capital markets technology to financial institutions worldwide.

Its client base spans retail and commercial banks, capital markets firms, and other financial services organizations, meaning its revenue is closely tied to technology spending across the financial services industry.

Business Model and Revenue Segments

FIS generates revenue by embedding its software and processing platforms into the daily operations of financial institutions. Core banking solutions handle deposit management, lending, and branch operations for banks of varying sizes. Payment processing capabilities manage card transactions, real-time payments, and settlement workflows.

Capital markets technology addresses trading, risk management, and compliance functions for investment banks and asset managers. Because these products are deeply integrated into client workflows, FIS typically benefits from long-term contractual relationships and recurring revenue streams.

Corporate Structure After the Worldpay Divestiture

FIS's current operating profile reflects a significant strategic simplification. The company separated its Worldpay merchant acquiring business, which had been a large and distinct revenue segment. That divestiture materially changed the revenue mix and sharpened FIS's strategic focus toward institutional financial technology rather than merchant payments.

Traders evaluating FIS should account for this structural shift when comparing historical financials to current performance, as pre-divestiture figures include a business that is no longer part of the company.

Key Financial Metrics

As of August 2026, reported financial metrics include a gross profit margin of approximately 35.96% on a trailing twelve-month basis, a price-to-sales ratio of roughly 1.64x, and a debt-to-equity ratio of approximately 1.75x. The elevated leverage ratio reflects acquisition and restructuring activity over recent years and is a relevant consideration for assessing financial flexibility.

For the full fiscal year 2026, management issued earnings-per-share guidance in a range of $6.15 to $6.24, providing a concrete reference point for valuation analysis.

Sector and Market Context

FIS is classified within the broader financial technology sector, a segment that has faced shifting valuation multiples as interest rate conditions have evolved. As of September 2026, the U.S. 10-year Treasury yield stands at 4.95% and the S&P 500 index sits at approximately 7,657, according to FRED data from the Federal Reserve Bank of St. Louis.

These macro conditions, elevated rates and a resilient equity market, create a mixed backdrop for fintech valuations, as higher rates can compress growth multiples while sustained bank technology spending supports FIS's revenue base. Traders researching the broader equities environment may find useful context in the 2026 Stocks Market Outlook.

How FIS Trades on CoinUnited

On CoinUnited, FIS is available as a Contract for Difference (CFD), which provides price exposure to the underlying stock without conferring any shareholding, voting rights, or entitlement to dividends. The instrument follows a scheduled trading session, it is closed at weekends and observes market holidays.

The session schedule and applicable holiday calendar are shown on the platform before any position is opened.

Senast uppdaterad: 2026-09-12

Nyckelinsikter

FIS is in an active operational simplification phase following the separation of its Worldpay business, which restructures its revenue mix and cost base, a structural shift that precedes any sustainable re-rating.
Institutional investors filed notable new and increased FIS positions in mid-to-late 2026, suggesting continued professional-grade interest at current valuation levels despite a Hold consensus.
Adjusted EBITDA margins expanded and adjusted EPS grew meaningfully in the most recently reported period, indicating that the leaner post-separation entity is generating improving profitability metrics rather than merely cutting headcount.
Management's free cash flow target of approximately $400 million by 2028 anchors the medium-term investment thesis, giving traders a concrete milestone against which to evaluate quarterly progress.
A gross profit margin near 36% and a price-to-sales ratio below 2x position FIS as a relatively modestly valued fintech relative to higher-multiple peers, though the debt-to-equity ratio above 1.7x warrants attention in a rising-rate environment.

Key Financials

Audited · SEC filings

Reported figures from the company’s latest SEC filings — each linked to its source filing and period.

$3.38B

Quarterly revenue

Q2 2026 · SEC 10-Q

$231M

Net income

Q2 2026 · SEC 10-Q

34.8%

Gross margin

Q2 2026 · SEC 10-Q

$0.45

Diluted EPS

Q2 2026 · SEC 10-Q

Quarterly revenue

$3.8B

$3.0B

$2.2B

$2.53BQ1 2025

$2.62BQ2 2025

$2.72BQ3 2025

$2.81BQ4 2025

$3.29BQ1 2026

$3.38BQ2 2026

Figures are from the company’s audited SEC filings; each carries its filing source and period. Not investment advice.

Machine-readable table — same figures, per-metric source

Metric	Value	Source
Quarterly revenue (Q2 2026)	$3.38B	SEC 10-Q
Net income (Q2 2026)	$231M	SEC 10-Q
Gross margin (Q2 2026)	34.8%	SEC 10-Q
Diluted EPS (Q2 2026)	$0.45	SEC 10-Q

FIS in Context: Competitive Landscape and Market Positioning

FIS competes most directly with Fiserv and Jack Henry Associates in the market for core banking and payment technology supplied to financial institutions. All three companies occupy a similar strategic position: they provide infrastructure that becomes deeply embedded in client operations, generating long-duration contracts and high switching costs.

Understanding how FIS is differentiated within this peer group, by valuation, margin profile, and balance sheet structure, is relevant to assessing its relative risk and return characteristics as of September 2026.

Peer Comparison: Core Banking Fintech

Fiserv and Jack Henry Associates share FIS's focus on serving banks and credit unions with mission-critical software. Jack Henry Associates concentrates primarily on community and mid-tier banks, while Fiserv operates across a broader institutional and merchant-facing footprint.

FIS, following its Worldpay divestiture, is now more narrowly focused on institutional financial technology: core banking, payments infrastructure for financial institutions, and capital markets technology. This repositioning makes FIS a closer peer to Fiserv in terms of institutional scale, though their exact product mixes differ.

Dimension	FIS	Fiserv	Jack Henry Associates
Primary client base	Banks, capital markets firms	Banks, merchants	Community and mid-tier banks
Revenue model	Software + processing	Software + processing	Software-weighted
Merchant payments exposure	Low (post-Worldpay)	Significant	Minimal
Balance sheet leverage	~1.75x debt-to-equity	Varies	Generally lower

Valuation Multiple

As of August 2026, FIS carries a price-to-sales ratio of approximately 1.64x on a trailing twelve-month basis. For a company supplying mission-critical infrastructure with recurring revenue, this is a relatively modest multiple within the financial technology infrastructure category.

Fiserv has historically traded at a higher revenue multiple, reflecting either a premium for its merchant payments diversification or stronger perceived growth visibility. The FIS multiple implies either a valuation discount relative to peers or that the market is pricing in an unresolved structural concern, such as the integration complexity and leverage remaining from prior acquisitions.

That ambiguity is part of what makes the stock a subject of active debate between sell-side caution and buy-side positioning.

Margin Profile

FIS's gross profit margin of approximately 35.96% on a trailing twelve-month basis is lower than some pure-software fintech companies. This reflects the revenue mix: payment processing services carry thinner margins than pure software licensing, and FIS's business combines both.

This is a structural characteristic of how the business is constructed rather than evidence of operational underperformance. Peers with a higher proportion of software-only revenue will naturally show wider gross margins. Traders comparing FIS to software-pure peers should adjust for this distinction when interpreting margin ratios.

Balance Sheet Risk Dimension

With a debt-to-equity ratio of approximately 1.75x, FIS carries more financial leverage than less-encumbered peers such as Jack Henry Associates. In the current rate environment, where the U.S. 10-year Treasury yield stands at 4.95% as of September 2026 per FRED data, elevated debt levels represent a differentiated cost structure.

Higher interest expense limits financial flexibility and compresses free cash flow relative to what an equivalent but less-levered business would generate. This is a material consideration when comparing FIS to peers with cleaner balance sheets, and it partly explains the valuation gap that the market has sustained.

Analyst Consensus vs. Institutional Activity

As of late August 2026, the analyst consensus on FIS is Hold, reflecting sell-side caution about the pace of deleveraging and earnings recovery.

Against that backdrop, SEC filings documented through MarketBeat show notable institutional accumulation: Algebris UK Ltd. took a new FIS position valued at approximately $41.37 million, The Manufacturers Life Insurance Company purchased over 260,000 shares, and Quantitative Investment Management LLC raised its stake in Q2 2026.

This divergence, sell-side restraint alongside buy-side buying, is a tension that traders following FIS should track through the Q3 earnings cycle. The 2026 Stocks Market Outlook provides additional context on how institutional positioning in fintech infrastructure names has evolved within the broader equity market this year.

Why Trade FIS? Key Drivers, Catalysts, and Risks

For traders evaluating FIS as of September 2026, the central question is whether the post-Worldpay simplification translates into durable financial improvement, or whether macro headwinds and balance sheet constraints cap the upside. The following analysis structures the key drivers, catalysts, and risks relevant to forming an independent position rationale.

Core Thesis: The Simplification Trade

The Worldpay divestiture converted FIS from a diversified payments conglomerate into a more focused institutional fintech business. The investment case for this simplified structure rests on margin expansion and free cash flow conversion. Management has set a target of approximately $400 million in free cash flow by 2028, according to a TradingView summary provided by Quartr.

That figure is the headline metric to track: progress toward it in successive earnings reports will either validate or challenge the thesis.

Early evidence is constructive. Recent earnings results showed adjusted EBITDA growth of 7.4%, margin expansion of 113 basis points, and adjusted EPS growth of 8.8%, per the Plutux earnings call transcript summary dated September 4, 2026. These figures suggest the restructuring is producing measurable financial results, not just strategic positioning.

For traders, each subsequent earnings release becomes a checkpoint against this trajectory, see the broader context of corporate reporting trends in the 2026 Stocks Market Outlook.

Institutional Positioning as a Supporting Signal

Institutional activity in a stock does not predict direction, but it reflects how professional allocators are assessing a name. Three separate accumulation events are on record. Algebris UK Ltd. established a new position valued at approximately $41.37 million, as reported by MarketBeat on August 20, 2026, based on its SEC 13F filing.

The Manufacturers Life Insurance Company added 260,142 shares, per a MarketBeat report dated August 30, 2026. Quantitative Investment Management LLC raised its stake in Q2 2026, according to a MarketBeat summary of its SEC filing. Taken together, these moves indicate that several institutions with different mandates are building or expanding exposure around current price levels.

Analyst Consensus and Near-Term Momentum

Analyst consensus as of late August 2026 stood at Hold, according to MarketBeat. A Hold consensus reflects a market view that FIS is roughly fairly valued at current levels, not deeply discounted, not clearly overextended. This framing has a direct implication for traders: directional momentum is unlikely to be self-sustaining.

A meaningful price move in either direction would more plausibly require a catalyst, an earnings surprise, a guidance revision, or a macro shift, rather than multiple expansion from a re-rating alone.

Key Risk Factors

Two risks deserve specific attention.

Interest rate sensitivity. FIS carries a debt-to-equity ratio of approximately 1.75x. With the U.S. 10-year Treasury yield at 4.95% as of September 10, 2026 (FRED, Federal Reserve Bank of St. Louis), elevated rates increase refinancing costs on existing debt and apply a higher discount rate to forward earnings projections.

Both effects are mechanically negative for valuation at a given earnings level. Any sustained move higher in yields would amplify this pressure.

Execution risk on the free cash flow target. The $400 million 2028 free cash flow goal requires consistent margin improvement over multiple quarters. Delays in cost-out programs, unexpected restructuring charges, or revenue shortfalls in core banking or capital markets technology could push that timeline out or reduce the terminal figure.

Traders holding positions across earnings events should monitor how management characterizes progress against this target on each call.

Summary Risk-Reward Framework

Factor	Signal	Direction of Pressure
Margin expansion (recent earnings)	Positive	Supports thesis
FCF target ($400M by 2028)	Neutral, pending execution	Conditional upside
Institutional accumulation (Q2–Q3 2026)	Mildly positive	Sentiment support
Analyst consensus (Hold, late Aug 2026)	Neutral	Limits drift momentum
Debt-to-equity (1.75x) + 10Y yield (4.95%)	Negative	Valuation headwind

For traders accessing FIS via a CFD position on CoinUnited, the instrument provides leveraged price exposure that tracks the underlying equity, without conferring any shareholding or voting rights. The session follows a scheduled calendar and is closed at weekends; the full session and holiday schedule is shown on the platform before trading.

Fees are tiered by 30-day contract volume and are not zero at the standard level; the full fee schedule is at coinunited.io/en/account/trading-fees.

Valuation & peers

Multiples vs peers + third-party analyst targets

Peer Valuation Comparison

How this stock trades versus comparable listed companies on trailing valuation multiples.

Company	Market cap	P/E	P/S
Fidelity National Information Services, Inc. · FIS	$19.7B	5.8x	1.6x
Hewlett Packard Enterprise Company · HPE	$82.2B	30.9x	2.0x
Keysight Technologies, Inc. · KEYS	$57.9B	46.6x	8.8x
Astera Labs, Inc. Common Stock · ALAB	$49.9B	134.2x	41.5x
Fiserv, Inc. · FI	$34.3B	12.2x	1.8x
Credo Technology Group Holding Ltd · CRDO	$30.4B	55.2x	19.1x

Third-party ratios (FMP), trailing twelve months. Multiples vary by data window; a negative or absent P/E means the company is loss-making. Not investment advice.

Analyst Price Targets

Buy

Wall Street sell-side analysts’ consensus 12-month price target and rating for this stock.

Consensus target

$48.42+26.8%

Target range

$42.00 – $57.00

Price-target coverage

13 analysts

Analyst ratings (37)

Buy 21Hold 15Sell 1

Targets by firm

Latest target from each of the 12 firms whose call was reported in the past 180 days. Each row links to the report.

Firm	Target	vs current
Piper Sandler2026-09-10 · TheFly	$42.00	+10.0%
Wolfe Research2026-08-25 · TheFly	$54.00	+41.5%
Wells Fargo2026-08-25 · TheFly	$46.00	+20.5%
National Bank2026-08-10 · StreetInsider	$50.00	+31.0%
Cantor Fitzgerald2026-08-10 · TheFly	$50.00	+31.0%
Morgan Stanley2026-08-05 · TheFly	$46.00	+20.5%
RBC Capital2026-08-05 · TheFly	$53.00	+38.8%
Barclays2026-08-05 · TheFly	$43.00	+12.6%
UBS2026-08-05 · TheFly	$49.00	+28.4%
Robert W. Baird2026-08-04 · TheFly	$48.00	+25.7%
Truist Financial2026-07-24 · TheFly	$43.00	+12.6%
Goldman Sachs2026-05-11 · TheFly	$57.00	+49.3%

Source: aggregated sell-side analyst consensus · as of 2026-09-12. These are third-party analyst opinions — not CoinUnited’s view, not a price prediction, and not investment advice.

Scenario calculator

Pick a third-party reference level and see what it implies at leverage. Reference levels only - not a CoinUnited forecast.

Scenario price

$38.18

+0.0% vs current

Your margin (USD)Leverage

Position size $100,000.00

P&L at this scenario (long)

+$0.00

Loss if liquidated -$1,000.00 (the full margin)

Liquidation price (long): $37.79 — a move of -1.0%

Trade FIS

Simplified: excludes fees, funding and slippage. Reference levels are third-party marks (CoinUnited daily kline; aggregated sell-side analyst targets), not forecasts. Leverage magnifies losses as much as gains - at high leverage a small adverse move liquidates the position. Not investment advice.

Catalysts & news

Dated third-party developments · newest first

Catalyst Timeline

Dated third-party developments that move the stock — newest first, each classified bullish or bearish and linked to its source.

2026-11-03
Next quarterly earnings◆ Scheduled
Next scheduled quarterly earnings report (2026-11-03). Revenue, margins and guidance are the near-term driver; the outcome is not known in advance.
Finnhub
2026-02-24
FIS Q4 profit rises on strong demand▼ Bearish
Feb 24 (Reuters) - Banking and payments processing firm Fidelity National Information Services (FIS.N), opens new tab on Tuesday posted a higher profit for the fourth quarter on strong demand for its financial products and services…
Reuters
2025-11-05
FIS Q3 earnings up year-over-year▲ Bullish
On an adjusted basis, FIS reported a net income of $789 million, translating to $1.51 per share for the three-month period ending September 30, up from $765 million or $1.40 per share in the same period last year.
Reuters
2025-08-05
FIS Q3 guidance below analyst consensus▼ Bearish
The firm now projects adjusted earnings for the upcoming third quarter to be $146 and1. per share, which is below the analysts' forecast of $1.55, according to figures gathered by LSEG.
Reuters
2025-07-28
FIS integrates token into payment hub▲ Bullish
FIS is integrating the token into its money movement hub, a service designed to help financial institutions connect with multiple payment networks.
Bloomberg
2025-02-11
FIS earnings match consensus estimates▲ Bullish
Here’s how the company did, compared to analysts’ consensus estimates from LSEG: - **Earnings per share: **$1.40 adjusted** ** vs.
CNBC

Machine-readable table — same developments, with source

Recent third-party developments classified bullish / bearish for the stock; verbatim, sourced.

Date	Development	Direction	Source
2026-11-03	Next scheduled quarterly earnings report (2026-11-03). Revenue, margins and guidance are the near-term driver; the outcome is not known in advance.	◆ Scheduled	Finnhub
2026-02-24	Feb 24 (Reuters) - Banking and payments processing firm Fidelity National Information Services (FIS.N), opens new tab on Tuesday posted a higher profit for the fourth quarter on strong demand for its financial products and services…	▼ Bearish	Reuters
2025-11-05	On an adjusted basis, FIS reported a net income of $789 million, translating to $1.51 per share for the three-month period ending September 30, up from $765 million or $1.40 per share in the same period last year.	▲ Bullish	Reuters
2025-08-05	The firm now projects adjusted earnings for the upcoming third quarter to be $146 and1. per share, which is below the analysts' forecast of $1.55, according to figures gathered by LSEG.	▼ Bearish	Reuters
2025-07-28	FIS is integrating the token into its money movement hub, a service designed to help financial institutions connect with multiple payment networks.	▲ Bullish	Bloomberg
2025-02-11	Here’s how the company did, compared to analysts’ consensus estimates from LSEG: - Earnings per share: $1.40 adjusted vs.	▲ Bullish	CNBC

Viktiga punkter

•FIS is in an active operational simplification phase following the separation of its Worldpay business, which restructures its revenue mix and cost base, a structural shift that precedes any sustainable re-rating.
•Institutional investors filed notable new and increased FIS positions in mid-to-late 2026, suggesting continued professional-grade interest at current valuation levels despite a Hold consensus.
•Adjusted EBITDA margins expanded and adjusted EPS grew meaningfully in the most recently reported period, indicating that the leaner post-separation entity is generating improving profitability metrics rather than merely cutting headcount.
•Management's free cash flow target of approximately $400 million by 2028 anchors the medium-term investment thesis, giving traders a concrete milestone against which to evaluate quarterly progress.
•A gross profit margin near 36% and a price-to-sales ratio below 2x position FIS as a relatively modestly valued fintech relative to higher-multiple peers, though the debt-to-equity ratio above 1.7x warrants attention in a rising-rate environment.

Understand the risks

Read before trading

Trading Risks

An honest, up-front list of the risks — both out of respect for the trader and as a YMYL compliance requirement.

Leverage / Liquidation

High leverage means a small adverse move can trigger forced liquidation and loss of your full margin.

High-valuation volatility

A high P/E stock is very sensitive to interest-rate and narrative shifts; swings can be large.

Session gaps

After-hours and weekend gaps; extended-hours liquidity is thinner than the regular session.

Basis risk

The CFD reference price can diverge from the exchange execution price.

Earnings volatility

Price swings widen around earnings dates and other scheduled disclosures.

Regulatory / event

Recalls, policy changes, or company-specific events can cause sharp moves.

Reference

FAQ & glossary

Vanliga frågor

Fidelity National Information Services (FIS) is a financial technology company that provides core banking software, payment processing infrastructure, and capital markets technology to banks, credit unions, asset managers, and other financial institutions worldwide. Its operations span two primary segments: Banking Solutions, which delivers core processing systems and digital banking platforms to depository institutions, and Capital Market Solutions, which serves asset managers, broker-dealers, and other buy- and sell-side firms with trading, risk, and data management systems. The Banking Solutions segment is the larger of the two by revenue and includes everything from account processing and card issuance to digital channels and fraud management. The Capital Market Solutions segment addresses back-office and middle-office workflows across securities processing, treasury operations, and regulatory reporting. Together, these segments position FIS primarily as an enterprise software and services provider to established financial institutions, distinguishing its model from consumer-facing fintech platforms.

Ordlista

Centrala begrepp för börsnoterade aktier och CFD:er, ett per rad, så att sidan blir entydig både för läsare och för AI-svarsmotorer.

Aktie-CFD	Ett differenskontrakt på en aktiekurs: enbart prisexponering, inte ägande av de underliggande aktierna.
Utökade handelstider	Handel före öppning och efter stängning, utanför börsens ordinarie session.
Basrisk	Risken att CFD:ns referenspris och börsens avslutspris inte rör sig i takt.
P/E-tal	Pris/vinst-tal = aktiekurs / vinst per aktie; ett vanligt värderingsmått.
Bruttomarginal	Bruttovinst / intäkter; speglar lönsamheten på produktnivå.
Vinst per aktie	Vinst per aktie = nettoresultat / utspätt antal utestående aktier.

symbol

FIS

Marknader

Aktier

Sektor

General

CU-produktkod

FIS

Taggar

Q2 Earnings Miss Guidance Cut Wave

Sources & References

U.S. Securities and Exchange Commission (SEC)

Source Map

Every figure on this page traces to a primary or named third-party source. "As of" dates the source; "last checked" dates our most recent read of it.

Every figure here is also published as machine-readable data, and re-checked on a schedule so a stale one shows up as stale. View the raw data

Field	Value	Source	As of	Last checked
Reference price	live	CoinUnited stock CFD reference (live)	—	—	—
Market cap	$20B	CoinUnited reference x SEC shares	2026-09-12	—	—
P/E	~52.3	CoinUnited reference / SEC annual EPS	—	—	—
52-week range	$37.03 – $69.13	CoinUnited daily kline	—	—	—
Next earnings	2026-11-03	Finnhub	—	—	—
Quarterly revenue	$3.38B	SEC 10-Q	Q2 2026	—	View
Net income	$231M	SEC 10-Q	Q2 2026	—	View
Gross margin	34.8%	SEC 10-Q	Q2 2026	—	View
Diluted EPS	$0.45	SEC 10-Q	Q2 2026	—	View
Analyst price targets	$48.42 consensus	Aggregated sell-side analyst consensus	2026-09-12	—	—
Peer valuations	6 peers	Third-party ratios (FMP), trailing twelve months	2026-09-12	—	—
Founded	2006	Wikidata	—	—	—
Industry	financial services	Wikidata	—	—	—
CoinUnited product	Stock CFD — price exposure, not equity (no voting; dividends reflected as adjustment); leverage available	CoinUnited product terms	—	—	—
U.S. Securities and Exchange Commission (SEC)	—	U.S. Securities and Exchange Commission (SEC)	—	—	View

Om Författaren

CoinUnited.io Research Team

This Fidelity National Information Services, Inc. page is compiled by CoinUnited.io's research team: analysts covering listed equities and global markets, working from primary filings and named third-party data rather than opinion.

Vår Forskningsmetodik

Every figure is traced to a primary or named third-party source and dated: financial statements from the company’s SEC filings, institutional ownership from Form 13F, analyst targets from aggregated third-party coverage, and market data from the CoinUnited reference price. The Source Map on this page lists each one with its source and the date we last checked it.

Disclaimer: content is for informational and educational purposes only and is not personalized financial advice. A stock CFD carries significant risk and provides price exposure only, not equity ownership. Always conduct your own research and consult a qualified financial advisor.

Ansvarsfriskrivningar & Referenser

Viktig riskvarning

A CoinUnited stock CFD gives price exposure to Fidelity National Information Services, Inc. only, not equity ownership: no shareholder voting rights, no dividends, and no settlement in the underlying share.

Leverage magnifies losses as well as gains, and a position can be liquidated long before the underlying share price recovers. The underlying listing trades on exchange hours, so the reference price can gap between sessions.

Användare bör göra egen research och rådgöra med kvalificerade finansiella experter innan några investeringsbeslut fattas. Skaparna och operatörerna av denna plattform tar inget ansvar för eventuella finansiella förluster eller andra skador som kan uppstå vid förlitande på den givna informationen.

Leveraged trading is extremely risky and you may lose your entire deposit.

Metodöversikt

Figures on this page are compiled from primary and named third-party sources, not produced by a forecasting model. Each one carries its source and date in the Source Map above.

Financial statements: the company’s own SEC filings (10-K / 10-Q), read from XBRL
Market data: the CoinUnited reference price and daily closes
Institutional ownership: SEC Form 13F quarterly filings
Analyst targets: aggregated third-party sell-side coverage — third-party opinion, not CoinUnited’s view
Peer multiples: third-party trailing-twelve-month ratios

CoinUnited does not publish a price forecast or target for Fidelity National Information Services, Inc..

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