Capital One Financial Corporation

COFCredit ServicesClosed

199.85-0.9%Up to 800x leverageTrade COF

What it reported

Reported 91 days ago, on 2026-07-21.

EPS against forecast+21.3%
Revenue against forecast+0.6%
Share price, two sessions-3.3%

Forecast against the result

ForecastReportedSurprise
Revenue15.8B15.8B+26.0% year on year+0.6%
Net income3.0B3.0B+170.6% year on year+1.4%
Earnings per share4.795.81+6.0% year on year+21.3%

Year on year compares the same quarter a year earlier (2025-07-22), not the quarter before.

COF trades at up to 800x here. At 800x, a 0.13% move against you wipes out the whole margin. This ignores fees, funding and maintenance margin, all of which bring liquidation forward. Your actual liquidation price is the one shown on the order page.

You can hold through the announcement here

COF is quoted here 24 hours a day and does not stop when the US market closes. On a US exchange the same news only shows up as a gap at the next open.

What the market expects

For the quarter ending 2026-09-30.

EPS forecast12 analysts
5.50
5.275.62
Revenue forecast9 analysts
16.2B
16.0B16.4B
Net income
3.4B
3.3B3.5B
EBITDA
5.6B
5.4B5.7B

Against the same quarter last year (2025-10-21): EPS -7.6%revenue +5.8%

These are third-party analyst forecasts. CoinUnited.io does not produce them and does not choose which analysts are included.

Where the revenue comes from

  • Credit Card74.2%11.8B
  • Consumer Banking20.2%3.2B
  • Commercial Banking5.4%850.0M
  • Other0.2%26.0M

Most recent reported quarter (2026-06-30).

Track record

Next report expected 2026-10-20. Reports quarterly.

Beat estimates 6 of the last 8 quarters. The typical gap is +0.58 per share.

How much it actually moves

±3.9%

Median move across the two sessions around the report, over its last 8 results. On an ordinary two-day stretch it moves 1.5%.

2026-07-21-3.26%

Beat or miss, then up or down

RoseFell
Beat51
Missed02

Counted across 8 results. This is what happened, not what will.

Where analysts put it in 12 months

A different timescale from the rest of this page: these are 12-month views, not the two-day move around a report.

Lowest219.00
Median250.00
Highest280.00
FirmTargetSet onSource
Capital One Financial219.002026-10-08TheFly
Barclays237.002026-10-05TheFly
Evercore ISI220.002026-10-01TheFly
Piper Sandler260.002026-09-28TheFly
Wolfe Research275.002026-08-25TheFly
Deutsche Bank245.002026-08-20TheFly
UBS280.002026-08-03TheFly
HSBC229.002026-07-12TheFly
BTIG259.002026-06-30TheFly
Truist Financial255.002026-04-23TheFly

From 10 firms that published a target in the last 180 days, latest call per firm. Targets are set by those firms; CoinUnited.io does not produce or endorse them.

Reported results

ReportedEPS forecastEPS actualSurpriseRevenue surprise
2026-07-214.795.81+21.3%+0.6%
2026-04-214.54.42-1.8%-0.7%
2026-01-224.143.86-6.8%+0.7%
2025-10-214.495.95+32.5%+1.9%
2025-07-224.055.48+35.3%+1.7%
2025-04-223.644.06+11.5%-0.5%
2025-01-212.783.09+11.2%-0.2%
2024-10-243.764.51+19.9%+1.4%
2024-07-233.393.14-7.4%-0.7%
2024-04-253.313.21-3.0%+0.6%
2024-01-252.52.24-10.4%+0.5%
2023-10-263.254.45+36.9%+1.8%

Also reporting this fortnight in Credit Services

EPS history for COF runs from 1994-03-31 to 2026-07-21, 118 reports.Reaction history covers its last 8 results, which is as deep as our daily price baseline reaches.