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Goldfinch is a decentralized credit mechanism that allows crypto loans to be made without requiring any crypto collateral. The Goldfinch protocol establishes a mechanism for borrowers to prove creditworthiness based on more than just their crypto assets by embracing the notion of "trust through consensus" and employing various sorts of off-chain collateral.GFI is the Goldfinch Protocol token. GFI holders can vote on the protocol's direction as part of the governance process. To encourage engagement, all participants get regular payments. This includes liquidity mining for the Senior Pool's Liquidity Providers.Crypto holders can supply into various pools to generate income on the capital provider side. When lending companies pay their interest to the protocol, the funds are quickly distributed to all capital providers.