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Velo Labs is developing a federated credit exchange network that is unlike any other. This network is powered by the Velo System, a blockchain financial protocol that allows firms to issue digital credit and move assets across borders using a smart contract architecture. The project's major purpose is to enable partners to exchange money in a timely and transparent manner while being safe and secure. To do so, the Velo Protocol processes and settles transactions using the Stellar Consensus Protocol, allowing its partners to issue digital credits via a smart contract layer. The Velo Protocol ecosystem supports a wide range of business use cases, all of which are based on the protocol's core function of generating collateral-backed digital credits that can be exchanged for any fiat currency and used for frictionless value transfer.